The BMO VIPorter World Elite®* Mastercard®* offers a first year annual fee rebate (regular fee $199/yr). It comes with a welcome bonus of up to 70,000 points. You earn 2x on groceries and 2x at restaurants.
- Annual Fee
- $199 $0
- Rewards rate
- 1x
- Our valuation
- $1,249
- Welcome Bonus
- 70,000 points
Porter VIPorter
Milesopedia estimate
(Up to)
Ends Oct 31, 2026
Pros
- First Year Annual Fee Rebate
- Welcome bonus of up to 70,000 points
- 2x on groceries
- 2x at restaurants
Cons
- High annual fee ($199)
- Requires good credit





