The BMO VIPorter Mastercard®* offers a first year annual fee rebate (regular fee $89/yr). It comes with a welcome bonus of up to 40,000 points. You earn 1x on groceries and 1x at restaurants.

First-Year Annual Fee Rebate
Annual Fee
$89 $0
Rewards rate
0.5x

Porter VIPorter

Our valuation
$689

Milesopedia estimate

Welcome Bonus
40,000 points

(Up to)

Ends Oct 31, 2026

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of up to 40,000 points

Cons

  • Fewer premium perks