Our selection of the best credit cards in Canada, ranked by first-year value. Compare fees, rewards, welcome bonuses and insurance.
It comes with a welcome bonus of up to 15,000 points. You earn 5x on groceries and 5x at restaurants.
$15.99/mo
Amex Membership Rewards
Milesopedia estimate
(Up to)
It comes with a welcome bonus of up to 110,000 points. You earn 2x on groceries and 2x at restaurants.
Marriott Bonvoy
Milesopedia estimate
(Up to)
Ends Sep 22, 2026
It comes with a welcome bonus of up to 70,000 points. You earn 1x on groceries and 1x at restaurants.
RBC Avion Rewards - Elite
Milesopedia estimate
(Up to)
Ends Nov 25, 2026
It comes with a welcome bonus of up to 28,000 points. You earn 3x on groceries and 3x at restaurants.
RBC Avion Rewards - Premium
Milesopedia estimate
(Up to)
Ends Nov 4, 2026
The BMO VIPorter World Elite®* Mastercard®* offers a first year annual fee rebate (regular fee $199/yr). It comes with a welcome bonus of up to 70,000 points. You earn 2x on groceries and 2x at restaurants.
Porter VIPorter
Milesopedia estimate
(Up to)
Ends Oct 31, 2026
Explore our category comparisons, or calculate which card's rewards actually match your budget.
