The Scotiabank American Express® Card has no annual fee, making it risk-free to hold. It comes with a welcome bonus of up to 10,000 points. You earn 2x on groceries and 2x at restaurants.

Annual Fee
$0
Rewards rate
1x

Scene+

Our valuation
$100

Milesopedia estimate

Welcome Bonus
10,000 points

(Up to)

Ends Nov 1, 2026

Pros

  • No annual fee
  • Welcome bonus of up to 10,000 points
  • 2x on groceries
  • 2x at restaurants

Cons

  • Requires good credit

It comes with a welcome bonus of up to 50,000 points. You earn 5x on groceries and 5x at restaurants.

Annual Fee
$120
Rewards rate
1x

Scene+

Our valuation
$500

Milesopedia estimate

Welcome Bonus
50,000 points

(Up to)

Ends Nov 1, 2026

Pros

  • Welcome bonus of up to 50,000 points
  • 5x on groceries
  • 5x at restaurants

Cons

  • Requires good credit

It comes with a welcome bonus of up to 100,000 points. You earn 2x on groceries and 2x at restaurants.

Annual Fee
$399
Rewards rate
2x

Scene+

Our valuation
$1,000

Milesopedia estimate

Welcome Bonus
100,000 points

(Up to)

Ends Nov 1, 2026

Pros

  • Welcome bonus of up to 100,000 points
  • 2x on groceries
  • 2x at restaurants

Cons

  • High annual fee ($399)
  • Requires good credit

The Scotiabank® Scene+™ Visa* Card has no annual fee, making it risk-free to hold. It comes with a welcome bonus of up to 5,000 points. You earn 2x on groceries and 1x at restaurants.

Annual Fee
$0
Rewards rate
1x

Scene+

Our valuation
$50

Milesopedia estimate

Welcome Bonus
5,000 points

(Up to)

Ends Nov 1, 2026

Pros

  • No annual fee
  • Welcome bonus of up to 5,000 points
  • 2x on groceries

Cons

  • Requires good credit