You earn 1.25x on groceries and 1.25x at restaurants.

Annual Fee
$115
Rewards rate
1.25x

NBC Rewards

Welcome offer
No current welcome offer

Ongoing benefits are detailed below

Pros

  • Simple and straightforward

Cons

  • No welcome bonus
  • Requires good credit

The National Bank Platinum Mastercard® offers a first year annual fee rebate (regular fee $70/yr). It comes with a welcome bonus of 40,000 points. You earn 2x on groceries and 2x at restaurants.

First-Year Annual Fee Rebate
Annual Fee
$70 $0
Rewards rate
0.67x

NBC Rewards

Our valuation
$430

Milesopedia estimate

Welcome Bonus
40,000 points

Ends Nov 4, 2026

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of 40,000 points
  • 2x on groceries
  • 2x at restaurants

Cons

  • Fewer premium perks

The National Bank mycredit™ Mastercard® has no annual fee, making it risk-free to hold. You earn 0.5x on groceries and 1x at restaurants.

Annual Fee
$0
Rewards rate
0.5x

Cash Back

Welcome offer
No current welcome offer

Ongoing benefits are detailed below

Pros

  • No annual fee

Cons

  • No welcome bonus

National Bank Syncro™ Mastercard® from Banque Nationale — listed in our catalog.

Annual Fee
$35
Rewards rate
Welcome offer
No current welcome offer

Ongoing benefits are detailed below

Pros

  • Simple and straightforward

Cons

  • No welcome bonus
  • Modest reward rates

The National Bank MC1® Mastercard® has no annual fee, making it risk-free to hold.

Annual Fee
$0
Rewards rate
Welcome offer
No current welcome offer

Ongoing benefits are detailed below

Pros

  • No annual fee

Cons

  • No welcome bonus
  • Modest reward rates

The National Bank® Allure® Mastercard® has no annual fee, making it risk-free to hold. You earn 0.5x on groceries and 0.5x at restaurants.

Annual Fee
$0
Rewards rate
0.5x

Cash Back

Welcome offer
No current welcome offer

Ongoing benefits are detailed below

Pros

  • No annual fee

Cons

  • No welcome bonus
  • Modest reward rates