It comes with a welcome bonus of $25.
- Annual Fee
- $96
- Rewards rate
- —
- Our valuation
- $25
- Welcome Bonus
- $25
Milesopedia estimate
Pros
- Welcome bonus of $25
Cons
- Fewer premium perks
Ranking · Updated August 2026
Best Secured Credit Cards in Canada
Compare the best secured credit cards in Canada. Build or rebuild your credit with a refundable security deposit and guaranteed approval.
It comes with a welcome bonus of up to 25,000 miles. You earn 1x on groceries and 1x at restaurants.
- Annual Fee
- $89
- Rewards rate
- 0.75x
- Our valuation
- $400
- Welcome Bonus
- 25,000 miles
United MileagePlus
Milesopedia estimate
(Up to)
Pros
- Welcome bonus of up to 25,000 miles
Cons
- Requires good credit
KOHO Prepaid Mastercard® Everything Plan
KOHOCash Back
You earn 2x on groceries and 0.5x at restaurants.
- Annual Fee
- $177
- Rewards rate
- 0.5x
- Welcome offer
- No current welcome offer
Cash Back
Ongoing benefits are detailed below
Pros
- 2x on groceries
Cons
- High annual fee ($177)
- No welcome bonus
KOHO Prepaid Mastercard® Essential Plan
KOHOCash Back
It comes with a welcome bonus of $20.
- Annual Fee
- $48
- Rewards rate
- —
- Our valuation
- $20
- Welcome Bonus
- $20
Milesopedia estimate
Pros
- Welcome bonus of $20
Cons
- Fewer premium perks
KOHO Prepaid Mastercard Extra Plan
KOHOCash Back
You earn 1.5x on groceries and 0.25x at restaurants.
- Annual Fee
- $144
- Rewards rate
- 0.25x
- Welcome offer
- No current welcome offer
Cash Back
Ongoing benefits are detailed below
Pros
- Simple and straightforward
Cons
- No welcome bonus
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