Compare Canada's Best Credit Cards - 2026

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TD® Aeroplan® Visa Infinite* Card

TD Aeroplan First-Year Annual Fee Rebate

Annual feeNo annual fee the first year: $0 $139
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,000Annual fee rebated$139Annual credit$100Total$1,239Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,239
Welcome offerAfter $12,000 in 12 months: Up to 50,000 points

Features
Issuer: TD
Network
Program: Aeroplan

Fees and terms
Annual Fee: $139/yr
Min. annual income: $60,000+

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Rewards: Rate
Gas & EV: 1.5x
Groceries: 1.5x
Air Canada flights: 1.5x

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TD® Aeroplan® Visa Infinite Privilege* Credit Card

TD Aeroplan

Annual fee: $599
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$2,000Annual credit$100Total$2,100Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $2,100
Welcome offerAfter $24,000 in 12 months: Up to 100,000 points

Features
Issuer: TD
Network
Program: Aeroplan

Fees and terms
Annual Fee: $599/yr
Min. annual income: $150,000+

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Rewards: Rate
Air Canada flights: 2x
Restaurants: 1.5x
Groceries: 1.5x
Travel: 1.5x
Transit: 1.5x
Gas & EV: 1.5x

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American Express® Aeroplan®* Reserve Card

American Express Aeroplan

Annual fee: $599
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,200Annual credit$100Total$1,300Plus $500 of bonus paid after the first year, not counted in this total.Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,300
Welcome offerAfter $7,500 in 3 months: Up to 85,000 points

Apply Now

on American Express's website

Apply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

Features
Issuer: Amex
Network
Program: Aeroplan

Fees and terms
Annual Fee: $599/yr
Min. annual income: —

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Rewards: Rate
Air Canada flights: 3x
Restaurants: 2x

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Scotiabank Gold American Express® Card

Scotiabank Scene+

Annual fee: $120
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$500Total$500Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $500
Welcome offerAfter $7,500 in 12 months: Up to 50,000 points; Ends Nov 1, 2026

Features
Issuer: Scotia
Network
Program: Scene+

Fees and terms
Annual Fee: $120/yr
Min. annual income: $12,000+

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Rewards: Rate
With the partner brand: 6x
Groceries: 5x
Entertainment: 5x
Restaurants: 5x
Gas & EV: 3x
Streaming: 3x
Transit: 3x

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TD First Class Travel® Visa Infinite* Card

TD TD Rewards First-Year Annual Fee Rebate

Annual feeNo annual fee the first year: $0 $139
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$800Annual fee rebated$139Annual credit$100Total$1,039Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,039
Welcome offerAfter $7,500 in 6 months: Up to 160,000 points

Features
Issuer: TD
Network
Program: TD Rewards

Fees and terms
Annual Fee: $139/yr
Min. annual income: $60,000+

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Rewards: Rate
Groceries: 6x
Restaurants: 6x
Transit: 6x
Bills & recurring payments: 4x
Streaming: 4x

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