It comes with a welcome bonus of up to 100,000 points. You earn 1.25x on groceries and 1.25x at restaurants.

Annual Fee
$399
Rewards rate
1.25x

RBC Avion Rewards - Elite

Our valuation
$1,500

Milesopedia estimate

Welcome Bonus
100,000 points

(Up to)

Ends Nov 25, 2026

Pros

  • Welcome bonus of up to 100,000 points

Cons

  • High annual fee ($399)
  • Requires good credit

It comes with a welcome bonus of up to 28,000 points. You earn 3x on groceries and 3x at restaurants.

Annual Fee
$48
Rewards rate
1x

RBC Avion Rewards - Premium

Our valuation
$420

Milesopedia estimate

Welcome Bonus
28,000 points

(Up to)

Ends Nov 4, 2026

Pros

  • Welcome bonus of up to 28,000 points
  • 3x on groceries
  • 3x at restaurants

Cons

  • Fewer premium perks

The RBC ION Visa Card has no annual fee, making it risk-free to hold. It comes with a welcome bonus of up to 14,000 points. You earn 1.5x on groceries and 1x at restaurants.

Annual Fee
$0
Rewards rate
1x

RBC Avion Rewards - Premium

Our valuation
$210

Milesopedia estimate

Welcome Bonus
14,000 points

(Up to)

Ends Nov 4, 2026

Pros

  • No annual fee
  • Welcome bonus of up to 14,000 points

Cons

  • Fewer premium perks

The RBC® Cash Back Mastercard‡ has no annual fee, making it risk-free to hold. You earn 2x on groceries and 0.5x at restaurants.

Annual Fee
$0
Rewards rate
0.5x

Cash Back

Welcome offer
No current welcome offer

Ongoing benefits are detailed below

Pros

  • No annual fee
  • 2x on groceries

Cons

  • No welcome bonus

It comes with a welcome bonus of up to 70,000 points. You earn 2x on groceries and 1.5x at restaurants.

Annual Fee
$139
Rewards rate
1.5x

WestJet Rewards

Our valuation
$700

Milesopedia estimate

Welcome Bonus
70,000 points

(Up to)

Ends Nov 4, 2026

Pros

  • Welcome bonus of up to 70,000 points
  • 2x on groceries

Cons

  • Requires good credit

It comes with a welcome bonus of up to 15,000 points. You earn 1x on groceries and 1.5x at restaurants.

Annual Fee
$39
Rewards rate
1x

WestJet Rewards

Our valuation
$150

Milesopedia estimate

Welcome Bonus
15,000 points

(Up to)

Ends Nov 4, 2026

Pros

  • Welcome bonus of up to 15,000 points

Cons

  • Fewer premium perks

It comes with a welcome bonus of up to 60,000 Avios. You earn 2x on groceries and 2x at restaurants.

Annual Fee
$165
Rewards rate
1x

British Airways Club

Our valuation
$1,020

Milesopedia estimate

Welcome Bonus
60,000 Avios

(Up to)

Ends Sep 9, 2026

Pros

  • Welcome bonus of up to 60,000 Avios
  • 2x on groceries
  • 2x at restaurants

Cons

  • High annual fee ($165)
  • Requires good credit